Heading to college? One of the first things you should learn -- and one of the things that often gets lost in the rush of admissions and financial aid and finishing high school -- is how to manage your money. Financial education basics can go a long, long way in making sure you or your student gets the most out of college while avoiding the traps that often leave students debt-ridden even before they graduate.

Scholarship America and the National Endowment for Financial Education recently published an updated edition of 40 Money Management Tips Every College Student Should Know, which covers everything from cutting expenses to building credit to making sure you get the most out of your school's room and board. It's a quick read, an excellent tool, and as essential to have around as a backpack and a bike lock.

To download the PDF of 40 Money Management Tips, you can head over to the appropriate section of NEFE's site, smartaboutmoney.org, and check out some of their other offerings while you're there. You can also download it directly by clicking here.